i've used iPay88 on my e-commerce website... its a full fledge locally operated payment gateway that can accept credit card payments (both local & international).. as well as m2u, rhb online, CIMB clicks, public bank, alliance online and FPX.

the setup fee was RM488 and they also charge RM68 monthly on top of the 4% they charge for every transaction. i know its kinda expensive, but for heavy volume/transaction its well worth it. iPay88 pays us by cheque every Friday... so there's never any problem on withdrawal.

but the best thing is... its local, easy to get support, easy to setup and can process so many kind of payments that are used by local consumers as well as credit cards for overseas customers.

if you're interested i got it from this company: tech niaga sdn bhd in Bangsar during the recent Gerak Usahawan show at PWTC... got their no sumwhere..