Woah! Really? Care to elaborate? I keep waiting for the day my bank allows me to pay money to foreign banks directly online and receive it too, I'm going to rip up my credit cards and terminate my Paypal account immediately.
Maybank2u has been working great for me in Malaysia, and an online shop I do some work for. OK, so it's sometimes unusably slow, but we haven't detected a single problem in hundreds of transactions.
Most of your relatives have lost money?

How?