Their terms of service are not
completely disclosed upon
signup and some key "conditions"
are not disclosed.

They also fail to mention their total
lack of security to
prevent your account from
being compromised by phishing & spoof sites.
That if your account is accessed by a
criminal using one of these methods,
PayPal will hold YOU monetarily & legally responsible!
Also, no place do they openly tell potential members
that their money is 100% at risk. That PayPal can, will,
and has in the past, completely cleaned out customers'
accounts, (including your checking or savings account

Is paypal really suck ???
little less..