What merchant account usually malaysia webmaster use ?
ccnow ? 2CO ? worldpay? paysystems ?
who's the cheapest ?

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2CO and paysystems are the cheapest to register - US$49 one time setup fee, no montly fee. CCNOW sell only tangible things(AFAIK). WorldPay is expensive, but I think it has better name than 2CO and paysystems.

Anyway, I NEVER use any of the above before.

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LiewCF | Malaysia Bloggers Forum

tangible things WAT mean ?

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tangible = things that you can see and touch

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LiewCF | Malaysia Bloggers Forum

2CO charge merchant 10-30 chargeback fees must be very careful doing business online I wonder how much is mypaysystems

For webhosting business which one is better ?

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how do you define "better" ? It is very subjective.
For me, both 2CO and paysystems have the same level.

If possible, get both.
then you will know which one is more suitable for you.

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LiewCF | Malaysia Bloggers Forum

2CO is more reliable compared to paysystems. I myself considered to use paysystems due to the cheaper rates but they have very poor merchant support and they are more client oriented. As in when your clients decides for a refund the clients just have to request from paysystems and they will get it. You will not be informed unless you log in a check it personally. 2CO however when a client request for a refund it, you will be informed about it before any refund is made. So its a two way oriented. Therefore I personally feel 2checkout is much better. I have been using 2checkout to pay since 2002 and it has not failed me once and I am getting a new merchant account with them. I just thought I should share it

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Thank you rodneyk

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We are using WorldPay, there is a setup fee and annual fee. every transaction, WorldPay will charge 5%. WorldPay is very reliable for us until today.

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you're welcome al1
i just thought of sharing what I feel. hehehe

kssstudio: Worldpay is indeed reliable but i doubt al1 would use it for now as I think he might be a startup in webhosting and the cost is too high for WorldPay. But if he can afford it definitely it would be better. Well I know I would go for it if I am selling tangible goods Somehow I feel more secured. haha

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what do u guys think about Ikobo ?? is it as good as 2checkout ??

I hd a bad experience with 2co & mypaysystems, dun choose a cheapest one. choose a reliable and trusted one or else ur money will gone with the wind one day. i'm looking in ikobo now, hopefully they are good.

mind to share ur experience on 2co? Im on interested to get one..

But Im not sure how 2co exactly works for a malaysian? for example, the important one is how do u cash out the money, if via US cheque, how much is the cumulative amount? can we charge the $0.45 per Sale 5.5% of Sale Amount on the customer side? etc etc...

thank much...

ikobo aren't suitable for web hosting business - no recuring bills. and frequent customer will someday got their credit card freezed. I use Ikobo for months to get my pay every month. It's suitable for personal fund transfer (at least cheaper than western union)

I still stick with 2CO for web hosting. However Web Hosting are intangible items.. no signature, so customer can charge back if they are unsatisfied.

So what are all suggesting? Worldpay the best?

thinking to try WorldPay tho..

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