I dont know whether you guys are being inform or not, but Picpay is our malaysian eCurrency. Their office in Nilai Seremban. And the core business is payment processor like those eGOLD, INTgold, PAYpal, STORMpay and etc.

PICPAY is backing up by PUREINVESTOR.COM and actually separate entities of PI under NEW MARK BUSINESS CENTER. Well I dont want to talk much on the investment side but then PICPAY is very good tools and pretty cheap to accept payment. They also invited merchant to use them.

They charge flat rate US$0.50 per transaction and $25 to have the fund WT ( Wired Transfer ) to our bank account. And it takes about 3 to 12 days depending on the bank. They also offer debit cards but they said they want to change from using Maestro and Cirrus to use Visa maybe the end of this year.

PICPAY last time also listed at xchangers.com but for now they have disable any exchange for any ecurrency since they have chargeback issues. I think maybe they will resolve it anyway.

If somebody interested in exploring them visit http://picpay.com
Hoping that you guys are well informed about the option we have to realize your eCommerce vision.

Good luck in our futures endeavours.

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That's interesting.

I have visited their web site. I must say it doesn't look convincing with such web design and not much information about their corporate infor and fees and etc.

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Yes, you can say that again. I believe those info will be available inside when we register or at least go in as guest.

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I'm having problem now then,

How do I bill my customer? There is no control options I can see that allow me to create a 'new product' or something.

Their debit card maintainence are kinda costly too. $5 a month and $4 per atm withdrawal..

my rating for first impression: 2/5

hail Ikobo! I'm still enjoying using Ikobo

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LOL.
This PICPAY thingy is literally new I think...
They still dont have that payment button yet!

For the Debit Card, it still on the testing using the Maestro..
They are working out their Visa card maybe the end of the year...
If you been using IKOBO, this thing is like earth and sky

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Is this good or bad?

I find it like down-to-earth using Ikobo. I can withdraw my funds instantly and their fees are reasonable. I got their ATM card in 2 weeks since last year.

Ikobo has no recurring items, not suitable for business. It's just great for personal fund transfer. I charge all my web design clients via Ikobo

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PICpay ?
i did better stick with paypal.

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They can earn good business from all of us malaysian if they do something real quick. It's cheaper to withdraw funds directly into our account.

Still doubtful about them tho

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The best is still maybank 2 u, followed by moneybooker.com...
the rest just makes it more difficult for you if you're a small startup

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Maybank2u is not a merchant a/c. Their do have one too but their fees are minimum RM1000 if i'm not mistaken. That is to have your company name placed inside 'Open Bill Payment' dropbox inside Maybank2u.

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Yes, maybank2u is good for internal transfer and within local bank in Malaysia.

Anyway, it is just an option, not for comparisons. LOL.
Everything has their own strength and weakness. It depends on your need.

Even paypal and stormpay have problem, easily blocked the fund when you get suspected. eGOLD also quite bit dangerous if you have large fund since hackers spend their time most of stealing this one..

Lately, EVOCASH also dying!


Heres 2 more from Malaysia

http://igdexchange.com/
http://e-dinar.com/

Anyway I still stick to Telegraphic Transfer. RHB can TT online nowadays.

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Nothing is safe everywhere. It's only best to keep all your money inside financial organization approved by Bank negara Msia. So if you have lots of money floating around, remit them in.

I keep e-golds and still collecting them. Eventually turned into a Gold pot. My lowest buying at 0.408. Yesterday's rates at 0.422. Anyone into e-gold speculations?

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speculate?
hmmm u can make money in that also using big sum of money..
but then large sum of egold will attract hackers and need to be extra careful on that.

well we need to minus the transfer service charge as well to liquidate any of these ecurrency..

i have been into playing these ecurrency game, mlm, hyip, doublers and things..

now i am looking at to reap this ecurrency service fees that always positive in nature..still learning here and there.

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Hi Filuren, do you know the processes to be listed in Maybank2u website payment? RM1000 is fee per month or... ?

Thank you

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not sure lcf. I have asked before for my mine to be listed. But the fee is too expensive. Don't be surprised if I can recall back RM1200 per month. Could be more. I've lost the email sorry.

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